Taxi cab insurance is a requirement for drivers of taxi cabs such as the iconic black cabs of London. It depends on the level of taxi cab insurance that you opt for, but the minimum should be to protect you and the third parties. Fully comprehensive insurance should be the best one if you are doing it as a full time job. Fully comprehensive cover also usually means that the extras are free, although this is not always guaranteed.
There are also extras that should be in place that may be optional and these may be included as part of your taxi insurance policy. Extras such as breakdown cover should be seriously considered as your vehicle is your livelihood and you can not afford to be without one. Legal expenses cover your legal costs if it is not part of your policy. There are other things such as Road Rage cover which is common and protects you if you are a victim of this type of incident while glass cover is for your windscreen. A very popular one is loss of earnings as your cab may be off the road for some time.
These are just some of the extras for taxi cab insurance cover, but there are a number of other things and this can be something to look out for. The policy that you go for should be the one that protects you the best and gives you the chance to keep working fully protected and 100% legal.
You can look online for these types of insurance policies and try to find the best price for your needs. You need to consider your budget for this, but be careful not to take the cheapest as it may mean that you are not covered. Taxi cab insurance should cover the majority of things mentioned and it is important that you do not try to cut corners with insurance as it is the law. No matter what you should look for, the best policy will mean you are covered for every incident while driving.
|Private and public hire vehicles single or fleet cover, Bonus earning schemes available, 3, 6 and 12 month policies, Flexible Payment Options, Cover available nationwide, Minibuses, MPV and coach cover. £100 cashback or free breakdown for new customers! Terms and Conditions may apply.||Freephone Quoteline 0800 466 1989|