If you’re a taxi driver in Wakefield, then having Wakefield taxi insurance is essential. But why is it so important?
Well, for starters, if you don’t have taxi insurance Wakefield then you’re breaking the law. Taxi insurance is there to protect both you and your passengers, and if you work without it you’re committing an offence.
Then there’s the fact that you won’t be able to work unless you can give proof that you’re adequately insured, with all fleet owners being required by law to check their drivers’ credentials. The same rule applies if you’re a public hire vehicle – you’ll have to show the relevant authority proof of your Wakefield taxi insurance before you can legally work.
Having Wakefield taxi insurance also offers plenty of added extras, so you’re benefitting in that respect as well. Breakdown assistance is usually included, and this can be invaluable if you break down on your way to the Yorkshire Sculpture Park. Then you can get replacement car cover, legal and medical expense cover, no claims discounts, income protection… the list is endless, and if you don’t have Wakefield taxi insurance you’re losing out in more ways than one.
Let’s not forget the financial implications of not having Wakefield taxi insurance. If you’re involved in an accident and you’re not insured then you’re liable for all the costs incurred, and will often suffer legal expenses on top of that because you’re breaking the law. Then, if you’re caught without insurance, you won’t be able to work – yet another financial drawback.
As you can see, having Wakefield taxi insurance really is vitally important. It protects you and your passengers in the event of any accident or breakdown, it means that you won’t have to pay for any costs incurred in an accident (less any excess of course) and you’re not breaking the law. So, make sure to get Wakefield taxi insurance before you start work so you can operate legally, safe in the knowledge that you’re completely covered for anything that could come your way.
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