Fleet
Taxi Fleet Insurance
| Insurer | Outstanding Features | Quote |
|---|---|---|
 |
Private and public hire vehicles single or fleet cover, Bonus earning schemes available, 3, 6 and 12 month policies, Flexible Payment Options, Cover available nationwide, Minibuses, MPV and coach cover. £100 cashback or free breakdown for new customers! Terms and Conditions may apply. | Freephone Quoteline 0800 466 1989 |
Fleet insurance is a type of policy that will cover several different vehicles. If your vehicle is used on public roads then you’re going to need insurance for it – and if you’re making money by driving people in that vehicle then you will also need insurance that covers your specific risks as well as public liability.
Why Choose Taxi Fleet Insurance?
Taxi fleet insurance is useful if you own more than one vehicle, or are looking at expanding the number of vehicles you currently own. Generally it’s a great deal to get fleet insurance on 5 or more vehicles, which can suit many taxi businesses of all sizes. Not only will you benefit from reduced insurance premiums, but it will also make things a lot easier to organise when it comes to making a claim.
It is important to realise that you may have different needs for your fleet insurance depending on the kind of business you run. For example, public taxis have different needs from private vehicles or chauffeur driven vehicles. Make sure that you find a fleet insurance provider that can cater towards those specific needs.
What Does Fleet Insurance Cover?
The items that fleet insurance will cover depends on the individual policy you take out and what kind of vehicles you have. However, you will generally find that fleet taxi insurance covers everything that standard taxi insurance would including:
- Third party insurance only
- Third party with fire and theft
- Comprehensive insurance
- Public liability insurance
- Breakdown insurance.
The only difference is that fleet insurance covers a group of vehicles instead of just one.
When applying for fleet insurance there may be certain restrictions on the drivers. For example, you will need to show that you have been driving for a specified number of years and you may also need to be above a certain age to qualify. All drivers insured on a fleet insurance policy and generally permitted to drive all of the insured vehicles, but it’s important to check individual terms with your provider.
Getting A Fleet Insurance Quote
There are a number of services that can help you with your taxi fleet insurance. You can try individual insurance companies, but there are also a number of companies that specialise in searching out the best deals for you.
Make use of the internet when it comes to getting your quote, but bear in mind that you will ultimately need a tailored fleet insurance quote. This means that you should talk to the insurance company direct about your needs and find a policy that suits.
Insuring A Variety of Vehicles
If you have more than one type of vehicle, for example standard black cabs and executive limousines, then you may find that you need to take out separate insurance policies for each. However, many fleet policies are now offering the ability to mix and match when it comes to the kind of vehicles you can insure – and the cost of your premium will be adjusted to match.
To get started with your free fleet taxi insurance quote try www.taxiprotection.co.uk.
Taxi Protection aims to provide up-to-date taxi insurance information, news and facilities for you to compare a broad spectrum of taxi insurance deals. Remember to tell your colleagues about us.
