Taxi Breakdown Cover Insurance

Taxi Breakdown Insurance

Here are some of the benefits**:

  • 24-hour free emergency helpline with assistance scheduled to be with you within a mere 40 minutes.
  • Local recovery covered within a mile of your premises.
  • With home recovery, we can arrange and pay for vehicle rescue at or within a mile of your premises.
  • Our message service can arrange to get up to two messages per breakdown to anyone you choose if the breakdown has delayed your journey.
  • All for only £7.49 a month for taxis under 11 years old and just £8.99 a month for taxis between 11 and 21 years old.

**Certain exclusions apply, including those relating to height and weight. Ask for more details.

Taxi Breakdown Insurance Discussion…

If your business depends on driving people from A to B in your vehicle then you’re going to losing money if your vehicle ever breaks down! The good news is that there are a number of taxi insurance companies offering assistance should you ever find yourself in this unfortunate situation. Breakdowns are a fact of life, but with adequate insurance you can make sure you are up and running as quickly as possible.

What Does Taxi Breakdown Cover Include?

When finding the right insurance policy there are a number of factors that should be included when it comes to breakdown cover.

Firstly, you need to ensure that your breakdown cover is specifically for your kind of vehicle. There are many breakdown cover plans for privately owned vehicles, but if you are making a living from running a taxi business then you’ll have to take out a breakdown plan that suits these needs.

Roadside Cover: Most breakdown options will cover roadside assistance across the country. Since your business depends on being mobile, you should look for an insurance policy that comes with 24 hour cover, 365 days of the year. This means that you will receive assistance wherever you have broken down, with most operators aiming to repair your vehicle if possible.

Home Start Cover: If your vehicle fails to start when it is still at the registered ‘home address’ this kind of cover will send assistance to help get your car started.

Accident Support: This is a more comprehensive kind of breakdown insurance which will help you with the whole process of dealing with accidents, from recovery of the vehicle, to repairing it and processing any insurance claims that may need to be taken into account. This can help you to save money in the event of accidents and make sure that your taxi business is back up and running as quickly as possible.

Other Options: All insurance policies will differ in what they cover, but you will also find that many policies will include terms that mean you can be taken either to your home address or your destination should your vehicle not be able to be fixed at the side of the road. How far you or your customers can be taken will depend on the level of coverage that you take out.

The Benefits of Taxi Breakdown Insurance

If you’re running a taxi business then having measures in place in events such as breakdowns and accidents is absolutely vital. Breakdown coverage means that you can call for roadside assistance wherever you are in the UK, and whatever time of day it happens to be. Some policies will even include overnight accommodation should you be unable to get home after your breakdown.

The Cost of Breakdown Insurance

As you can see, coverage can vary widely which means you could be paying a few pounds a month upwards for your coverage. If your coverage needs to include certain aspects of your taxi business, such as your paying customers, then you should expect the costs to raise further. The policy will also depend on how old your vehicle is.

To get breakdown insurance that suits your business try comparing quotes at

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