It’s so convenient to look for taxi insurance online. Within minutes, from the comfort of your own office or home, you can compare all the quotes you need. So which sites should you use, and where do you start?
Choose a specialist provider or website
The best place to compare taxi insurance quotes is a specialised provider who is dedicated to your industry. The taxi business carries its own unique risks and benefits, and a dedicated provider will appreciate this.
There are three main types of sites for taxi insurance online: the phone quote site, the call back form, and those that offer full online quotations.
Bollington is an example of the phone quote site, which does not require you to input any of your own information. Instead, you can browse the insurer’s details for information about the kinds of policies they offer, and telephone them later with your particulars. They should give you a quote over the phone, together with details of the policy on offer.
The website for Quote my cab on the other hand, has a call back form where you can fill details of your taxi and your own driving history. You then simply wait while the site’s administrators contact a variety of insurance brokers. The brokers will come back to you with an appropriate quote.
Some people don’t want to do anything over the phone at all, preferring instead to go through the whole process for taxi insurance online. If this is what you want, try, MCE. This site has a comprehensive form, which is submitted online and produces an applicable quote.
Check the policy details
It’s easy to focus on the price alone when you compare taxi insurance online. However, you need to look beyond this and study the policy carefully, to check that you are getting value for money. For example, check what kind of provision there is for courtesy cars if your taxi is damaged or stolen. Does the cover include costs for fixing broken windows or windscreens? Is your radio covered too?
Have all the information to hand
When you are ready to start looking for taxi insurance online, make sure that you have all of your details to hand. Whether you actually make your enquiry by phone or online, you will be asked about the following: Registration number, age, make and model of your taxi, Details of your claims history and any accidents you have had. Take care to answer this question fully, because any misrepresentations could void the policy at a later date. Details of your taxi license. Which authority granted it, and how long have you held one? Details of what security measures your taxi has installed, and where it is kept at night.
Even if you do not want to use the phone for comparing taxi insurance online, always check that you have access to someone on the end of a phone if you have any questions or concerns.
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