When it comes to Durham taxi insurance, everyone wants to get the best rates possible. But, what many people fail to realise is that being a careful driver can have just as much of an affect as anything else can, if not more, and here are just a few reasons why.
First up, if you’re a careful driver then you’re less likely to make a claim on your taxi insurance Durham. If insurers can see that you haven’t made any claims in the last 5 years then they can afford to offer you lower rates because they perceive that you’re a much safer driver than people who’ve had accidents on their way to Durham cathedral, for example.
Then there’s the fact that you’ll often be able to get generous no claims discounts if you haven’t made a claim in the last few years (usually 5). This can make a huge different to your Durham taxi insurance premiums, and you’ll soon start noticing the difference.
However, a lot of the time, it comes down to luck. You could be the most careful driver in the world, yet driving a taxi means that you’re still much more likely to be involved in an accident than other drivers on the road. But, it doesn’t hurt to try, and if you’re a careful driver without any claims then you’ll be able to get vastly discounted rates on your Durham taxi insurance.
So, it really is important to be a careful driver if you want to get the best Durham taxi insurance rates. Being involved in accidents and/or claims is likely to see your premiums skyrocket, so one of the easiest ways to avoid that is by driving as safely as you possibly can. So, don’t run the risk of paying what you can’t afford – drive carefully and see the difference it can make to you Durham taxi insurance premiums.
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