A mini cab is another name for a private hire car; one that can only be hired by pre booking and can’t be flagged down on the street. As with all motor vehicles, insuring your mini cab is essential to protect both you and your passengers, and everyone’s always on the lookout for cheap mini cab insurance in an attempt to find the best deals possible.

Cheap mini cab insurance is often easily found online, so long as you have the time to spare. Searching for your own mini cab insurance will require you to contact or apply to several different companies to compare quotes, allowing you to find the best deals. There’s sure to be a huge range of quotes presented to you, so look through them carefully to make sure that they’re offering everything that you need.

But, it could be easier and quicker to find cheap insurance through a specialised insurance broker, as they’ll be experienced in looking for the right insurance policies and will be able to help you make the right decision. They’ll have access to many more insurance quotes than you could find on your own, and will often be able to save you even more money.

However, a few words of warning before you decide to look for cheap mini cab insurance. As with many things in life, you don’t always want to go for the cheapest policy as you can never be sure that you’re getting the right cover, and while going for a great deal is always a good idea going for the cheapest option not always is. Make sure to read the small print so you know that your insurance policy has everything you need, and in some cases that could mean going for something slightly more expensive.

Cheap mini cab insurance can easily be found, either by going online or by going through an insurance broker. Always do your research to make sure that your policy has everything you need, and as long as you’re completely covered then cheap mini cab insurance is well worth considering.

Insurer	Outstanding Features	Quote
	Private and public hire vehicles single or fleet cover, Bonus earning schemes available, 3, 6 and 12 month policies, Flexible Payment Options, Cover available nationwide, Minibuses, MPV and coach cover. £100 cashback or free breakdown for new customers! Terms and Conditions may apply.	Freephone Quoteline 0800 466 1989

Mini cab insurance differs to other taxi insurance because they cannot pick up fares from the roadside. As the taxis need to be pre booked, whether online or over the telephone, the taxi driver knows the location and amount of customers they are picking up. This data is logged and car type taxis can only collect 4 passengers. The private taxi driver is also only allowed to carry four passengers at any one time.

Compare this to public or Hackney cabs, they are generally the London cabs which can carry five or even six passengers at any one time. This means their insurance needs to be different, especially as they can pick up customers who flag them down from the street. Therefore private taxi insurance needs special insurance, one which can be bought online or over the telephone.

When searching for mini cab insurance, taxi drivers or companies can use a comparison website to search through many insurers at one time. This can help if there are many young drivers or in a high risk area.

Private taxis tend to cover more road miles than public taxis, which generally stay in city centres. Private taxis therefore need breakdown cover and windscreen cover included in their insurance quote. Most taxi insurers will cover the driver’s costs if they have an accident and cannot work.

It is important to check what is included with mini cab insurance. In the event of an accident or breakdown, taxi drivers need to be covered for every eventuality.

Insurer	Outstanding Features	Quote
	Private and public hire vehicles single or fleet cover, Bonus earning schemes available, 3, 6 and 12 month policies, Flexible Payment Options, Cover available nationwide, Minibuses, MPV and coach cover. £100 cashback or free breakdown for new customers! Terms and Conditions may apply.	Freephone Quoteline 0800 466 1989