A black taxi, otherwise known as a black cab or hackney carriage, is a specific vehicle that’s available for hire. It can be flagged down in the street or hired from a taxi rank, and, as the name suggests, is usually black. It’s a common sight in cities across the UK and has a very specific design, and because it’s so specialised it’s also subject to very specific black taxi insurance regulations.

Black taxi insurance is completely different to regular car insurance, and as such there are a number of factors that need to be considered before a black cab can be insured. Because it’s a vehicle for hire the insurance needs to cover not only the driver but also the passengers, so public liability cover is vital in the event of an accident.

It’s also essential for drivers to consider the extras that should be included in a black taxi insurance policy, such as breakdown assistance, a replacement cab and even legal and medical cover. It’s also a good idea to look for policies with quick response and claims processing times, meaning you can get back to work as quickly as possible so you don’t lose out no matter what the issue is.

Make sure to consider things such as voluntary excess, as you don’t want a claim to dig into your profits too much. Look at what no claims bonus you can get as well, and always be on the lookout for a great deal to get the best cover you can.

Black taxi insurance has a number of things that make it unique, and as such you’ll often find that you’ll have to pay more for the privilege. But, the level of cover will far outweigh the price you have to pay, and you can work knowing that you’re completely covered.

As you can see, there are a number of factors that need to be taken into consideration when getting black taxi insurance. Make sure to look at all the options to make the right insurance decision.

Insurer	Outstanding Features	Quote
	Private and public hire vehicles single or fleet cover, Bonus earning schemes available, 3, 6 and 12 month policies, Flexible Payment Options, Cover available nationwide, Minibuses, MPV and coach cover. £100 cashback or free breakdown for new customers! Terms and Conditions may apply.	Freephone Quoteline 0800 466 1989

Black cabs are famous the world over, and have become almost symbolic of Britishness. And, like with any other motor vehicle, black cabs need to be insured. But, because they’re such a unique type of vehicle, are there are special considerations that need to be thought about when choosing black cab insurance

Insurance is vital for all motor vehicles, protecting both you and other drivers on the road. This is even more important for insurance of any private hire vehicles, and black cab insurance is no exception.

As with any insurance for private hire vehicles, you need to make sure that your insurance covers all eventualities so you can get back on the road as quickly as possible. Time is money and you need to ensure that any claim is dealt with quickly and easily, so it’s a good idea to start off by looking for insurance companies that offer quick response rates and claims processing times.

It’s always a good idea to go with a specialist black cab insurance company or broker, as they’ll have all the experience necessary to help you with your decision. They’ll usually be able to give you better prices than non specialist companies, and because they understand the private hire business they’ll know exactly what you’re looking for from your cover. Many companies can also insure your private vehicle as well and can usually offer great discounts, so see what they can do for you.

Make sure to thoroughly go through your policy to make sure that you’re getting the most for your money, as with black cab insurance you’ll need to make sure that everything’s covered. It’s a good idea to look for policies that offer replacement cabs if you suffer an accident or a breakdown, as well as policies that include breakdown cover and windscreen replacement to make sure you can get back to work as quickly as possible.

As you can see, there are a lot of things you need to consider when looking for black cab insurance. Above all, you need to do your research and compare several insurance companies to make sure that you’re getting the right cover for your black cab.

Insurer	Outstanding Features	Quote
	Private and public hire vehicles single or fleet cover, Bonus earning schemes available, 3, 6 and 12 month policies, Flexible Payment Options, Cover available nationwide, Minibuses, MPV and coach cover. £100 cashback or free breakdown for new customers! Terms and Conditions may apply.	Freephone Quoteline 0800 466 1989