Having Swansea taxi insurance is a legal requirement for all taxi drivers in Swansea, but a few unscrupulous workers still try to beat the system and work without it. That can result in serious consequences, and here are just a few things that could happen if you get caught without taxi insurance Swansea.
• You’ll be arrested and will be subject to criminal charges. If you don’t have Swansea taxi insurance you’re breaking the law, plain and simple, and you’ll be liable to any criminal consequences that’s seen fit – usually a fine of up to £5000 and penalty points, or even your licence being revoked.
• You’ll lose your job, and that means you’ve lost your income. You won’t have loss of income protection to fall back on either, which is often included in many Swansea taxi insurance policies, so you’ll have no financial fall back and should get used to spending your days at Mumbles Pier instead of at work.
• You’ll find it incredibly difficult to find work in the taxi field again. Even if you’ve got your licence back your conviction will be on-record, and then even if you can get Swansea taxi insurance (which will usually be at extortionate rates), you won’t be trusted in the taxi field.
• Then there are the financial consequences. As well as being fined, you’ll also be personally liable for any damage in the event of an accident, and if a passenger is involved you could be liable for even more medical and legal expenses and potentially more charges.
As you can see, there are huge consequences of being caught without Swansea taxi insurance. You’ll be fined, will lose your job and usually your licence, and will be liable to even more financial losses if you’re involved in an accident. So, don’t run the risk and always make sure to have adequate Swansea taxi insurance in place if you don’t want to suffer the consequences.
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