A lot of prospective taxi drivers who are looking for Ripon taxi insurance will surely be wondering whether it’s really that different from regular car cover. So, is it?
Well, yes, Ripon taxi insurance really is different from regular car cover, largely because it has to cover your passengers as well as yourself. By getting taxi insurance Ripon you’ll need to be fully prepared for every eventuality, including any accident or injury that could occur to your passengers. As such, getting high level of cover is definitely advised so you’re not personally liable for any costs that could be incurred.
Other differences include the type of extras that could be added to your Ripon taxi insurance policy. A lot of policies, including regular car insurance policies and taxi alternatives, offer extras such as replacement car cover and breakdown assistance. These are even more important if you’re a taxi driver and break down on your way to Fountains Abbey, as they’ll make sure you can get back to work as quickly as possible.
Other extras in Ripon taxi insurance policies will be markedly different to regular car policies, such as loss of income protection. Loss of income protection will be vital to consider, as if you can’t work for any reason you need to make sure that you don’t lose out financially.
Another difference will be the price. Ripon taxi insurance policies will usually be a lot more expensive than regular car insurance, but that’s the price you have to pay for adequate cover that includes both you and your passengers.
So, Ripon taxi insurance really is different to regular car insurance policies, but that’s because there’s so much more involved in taxi policies. It has to have even more cover included to protect passengers as well as yourself, and added extras will be important to consider as well. But, don’t let the differences put you off, and always get comprehensive Ripon taxi insurance before you start work.
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