As the internet is fast becoming the avenue of buying goods and services, insurance has also become a growing online trend. Getting a taxi insurance quote online has never been easier and potential customers can find many quotes in a matter of minutes. As ever, with many virtual ways of doing things, there are flaws.
In the olden days, before the internet, taxi drivers could only telephone insurers or brokers. The way the internet still falls behind land based insurers is there is only so much information which can be given over the internet. When using a telephone, the driver can explain in full if there are any extraneous circumstances which could affect the quote.
A taxi insurance quote online is generally seen as the lazy way to obtain insurance quotes. Telephoning an insurance broker is far more appropriate to converse with another human. An example would be a taxi driver needing to renew their insurance. They live in a high risk area, and paid a premium for it last year, but now they have a secure garage and a tracker system. A taxi insurance quote online may not be able to fully take these measures into consideration, whereas explaining over the telephone, it could.
It is true the internet is a fantastic resource for people who are on the move or do not want to ring around for quotes, but it also means they might miss out on a fantastic broker. Websites are very expensive and it is a misconception that an online based insurer has far less costs than a insurance broker call centre. They are similarly matched as the insurance quotes.
The benefit of telephoning an insurance broker is the amount of information which can be relayed as opposed to a taxi insurance quote online. This in turn will help taxi drivers form a relationship and understand exactly what is covered should the need arise. Another example may be the cheaper quote may not include breakdown cover, which is vitally important for taxi drivers as they use the road more than other motorists.
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