Choosing which company to obtain taxi insurance cover from can be challenging. There are many options and varieties of insurance which not only vary in price but also in what they offer.
As the driver needing taxi insurance cover and the nature of the job, it would be wise to opt for fully comprehensive insurance. Reading the small print will explain what the quote will give in terms of accidents, vehicle theft or personal injury. Occasionally, although fully comprehensive insurance seems to have it as standard, breakdown cover is added. As taxis are a tool of employment, this can reduce the time lost if the vehicle should develop a fault.
Breakdown cover is vitally important in the taxi industry. Not only will help arrive quickly, but the insurance company can offer a replacement vehicle to minimize any lost revenue from being off the road. Having taxi insurance cover is just one way of keeping the mind at rest.
Another great factor regarding breakdown cover is the insurance company sends the stricken vehicle to a reputed car repair company. This ensures the repairs will be carried out quickly and be long lasting so it does not occur again.
Having taxi insurance cover also adds in such benefits as free windscreen replacements. Covering many miles on the road will no doubt attract stone chips and cracked windscreens are common place. Insurance companies will send a team out to replace a windscreen in order to keep the vehicle road legal. Failure to replace a windscreen can cause problems with visibility and it also is a large component of the vehicle’s strength. Being damaged could cause wayward handling and put the driver and the paying passengers at risk.
When choosing taxi insurance cover, it is best to scan through the policy to make sure all of the options needed are included. No claims bonus protection, roadside assistance and windscreen cover are very high on the must have list. Of course, legal cover and excess payments need to be addressed in order to know where you stand when a claim is filed.
|Private and public hire vehicles single or fleet cover, Bonus earning schemes available, 3, 6 and 12 month policies, Flexible Payment Options, Cover available nationwide, Minibuses, MPV and coach cover. £100 cashback or free breakdown for new customers! Terms and Conditions may apply.||Freephone Quoteline 0800 466 1989|