Getting Cardiff taxi insurance is an essential consideration for all taxi drivers in Cardiff. However, some people wonder whether they really need to bother with taxi insurance Cardiff, thinking that it’s a waste of money. This is a serious mistake, as taxi insurance should never be overlooked.
Cardiff taxi insurance should always be sought if you’re a taxi driver in Cardiff. Failing to do so is breaking the law, and if you’re caught without insurance you’ll not only lose your licence but will also be subject to criminal charges.
You’ll also find it incredibly difficult to work without Cardiff taxi insurance, particularly if you want to work legally. You won’t be able to operate a public hire vehicle unless you can give the relevant authority proof of your insurance, and the same applies if you want to work for a fleet.
Then you need to consider the financial aspect of not having Cardiff taxi insurance. If you’re involved in an accident you’ll be liable for any costs incurred, including any legal expenses. This can be even more expensive if your passengers are injured, as if you don’t have Cardiff taxi insurance you’ll be accountable for anything that happens to them. And, if you lose your job as a result (which you probably will), you’ll have to cope without an income.
You also won’t get any of the added benefits that come with Cardiff taxi insurance. You won’t be able to get replacement car cover or breakdown assistance, which can be vital if you have an accident on the way to Cardiff Town Hall, for example. You won’t be able to get legal or medical expenses cover, and you can forget about loss of income protection.
As you can see, you really do need to bother with Cardiff taxi insurance. Failing to get any is not only a criminal offence but it can also leave you severely out of pocket, so don’t run the risk. Always make sure you’re fully covered by adequate Cardiff taxi insurance and you can work with confidence.
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