These days, with everyone wanting to get the best value for money that they can from their Canterbury taxi insurance, a lot of people want to reduce the number of extras in their policy to reduce their premiums. They often think that having those extras will be a waste of money, so are they?
A lot of the time, they’re not a waste of money at all. Of course, adding them to your taxi insurance Canterbury will usually raise your premiums, but in the long run you’ll be saving a lot more money than you’re spending. This is because many of the extras that are included are sure to be needed at some point, and if you didn’t have them in place you’d have to spend far more to get them separately.
Take the option of replacement car cover. Often this is seen as an optional extra in Canterbury taxi insurance policies, but with your taxi being your livelihood you need to make sure that you can be at work no matter what the situation. If your car’s off the road after an accident outside Canterbury Cathedral and you don’t have replacement car cover you can’t work, and will be losing out financially.
Similar notions apply to things like breakdown assistance and windscreen cover. Although you can usually get them separately from your Canterbury taxi insurance you’ll often be spending far more than the slightly raised premiums, and if you don’t have them at all you’ll be even worse off. Then there’s legal and medical expenses cover, and these costs can quickly mount up in the event of an accident or injury occurring to your passenger. Then loss of income protection – if you can’t work and aren’t covered you’ll be suffering severe financial consequences.
So, although having added extras included in your Canterbury taxi insurance can raise your premiums, they’re by no means a waste of money. You’ll often be saving far more in the long run by having them there, so never overlook them when organising you Canterbury taxi insurance policy.
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